Why is Telecom Fraud a Crime?
Telecom fraud points to a crime that implements illegal practices to achieve their goal by using methods such as internet, phone calls, messages etc. telecom techniques. Through this non-contact method, directed at a wide variety of people using fictional facts and hiding the truth, those who have committed telecom fraud have also committed a crime.
二、常见形式Common Types of Telecom Fraud
Recently, telecom fraud has been committed by use of phone calls, SMS messages, ATM’s, and through use of the internet. We hope that students will maintain an alert attitude to Telecom Fraud.
Telecom under the pretense of a public service officer. Pretending to work for ‘the Public Security Bureau, the Public Prosecutors Department, Law Offices, Social Insurance, Medical Insurance’ positions, and using methods over the phone using a fake phone number. Calls received under the pretense of being ‘social and medical insurances about an account’s suspicious activity, the suspicion of money laundering, gambling, or drug usage’ they may require one to log on to fake public security, inspection, or law websites in order to check orders for arrest, and later used to commit fraud.
Bank card account activity, bank card transfers message fraud. Imposters will send messages about bank card activity, transfers, or overdrafts, when answering the phone, the imposters will often act as a worker of a ‘bank, police officer, Union-pay management center.’ After confirming that the card in question has a balance the ‘worker’ will then ask the victim to transfer the remaining balance to a ‘safe account’, thus cheating the victim of their money.
Credit-card consumption fraud. Imposters may use SMS messages sent to the victim’s phone, the message will inform the victim that their card was recently used at a mall, hotel, etc. If the victim has questions, they are advised to call XXX customer service. When the victim calls an imposter will pretend to be a banks costumer service representative and may say the victim’s card has been copied and used by a third party, in this way feeding into to the victim’s fear, they will then direct the victim to an ATM and perform an ‘encrypted operation’, ultimately leading the victim to transfer their funds to the impostor.
Increasing credit limit fraud. The scammer falsely claimed on the Internet that he could handle the business of raising the credit limit for the victim, taking advantage of the victim's eagerness to raise their credit line to obtain funds, After obtaining the information such as the bank card number and consumption verification code of the victim, the prepaid card and other items purchased by the victim will be fenced online to obtain money.
SMS fraud sent with Trojan links. Imposters may use fake base stations to impersonate 10086, 95588 and other mobile companies or bank customer service phones to send text messages containing links to phishing websites, and induce the victim to fill in bank accounts, passwords, install Trojan Horse procedures, and then consume or transfer account funds.
Embezzlement through QQ loan fraud. Imposters may use hacking to embezzle through the victim’s QQ, respectively using their QQ friends, by sending requests for loan information for fraud. Some even intentionally chat with QQ users in advance, they may obtain the user's previously recorded videos, and intentionally play the pre-recorded user video to gain trust when the fraud is committed.
"Guess who I am?" fraud. The liar may call the victim to "guess who I am", making the victim mistakenly think it is their relative or friend, the victim may save the strangers phone number in their contacts. After falsely gaining the victims trust, the imposter may call again to defraud money under the pretext of a car accident or a different accident.
Online part-time credit job fraud. The imposter may publish false advertisements of "part-time credit, return high reward" online, they may first ask the victim to buy the first order, which may carry on a small rebate, then in order to earn more commission as bait, they may deceive the victim to buy more orders, thus carrying out the fraud.
Small loan scams. Imposters may send text messages or false information on the Internet, saying they can provide low-interest or interest-free loans. After the victims contact them, the other party will send money to a designated account to prove that they are able to repay or pay insurance, notary fees and other ways to commit fraud.
Online shopping fraud. First, through illegal means, imposters might illegally obtain victim orders and other relevant information on Taobao, JD.com and other online shopping platforms, impersonate customer service and maintain a website, through abnormal account orders, they may obtain victim bank cards and Alipay and other information, or defraud victims to log on to fishing websites to carry out fraud, and finally transfer the money out of the victim’s account. Second, the imposter may use the ruse of selling used cars, low-cost high-quality mobile phones and other false information, when the victim calls the contact number to buy, the imposter will ask them to pay the deposit, insurance, and other methods in order to commit fraud.
Emotional fraud, ‘catfishing’. Imposters will look for through large matchmaking websites or change their location on their mobile phones, then they through impersonating beautiful women or rich men, cheat trust through chatting with the victim. They may deceive the victim in to sending red envelopes, paying for a phone number or they may lead the victims into investing in false investments and financial platforms, and then defraud victims of money.
Telecom shopping scams. Scammers might release information on computers, clothing, and other items through the Internet. Once victims contact them, they cheat money by "paying a deposit," "transaction fees."
Telecom recruitment fraud. The imposter may borrow the name of a well-known enterprise or work organization and release false recruitment information through the network or telephone. After contacting the victim, he asks the victim to remit money to the designated account under the pretext of paying a deposit, insurance, clothing and so on.
False winnings, information fraud. Scammers commit fraud by sending winning text messages asking for advance remittances to pay income tax.
Imposters may release remittance information for fraud, fictionalized long-distance credit card consumer information fraud, issued loan information fraud.
Impostors may use dating sites seeking to commit marriage fraud.
三、特别提醒 Special Reminders
No matter the situation please do not transfer money to a strangers account.
Criminals may use "Display Any Number" software to pretend to be the switchboard telephone of telecommunications, public security organs and tax organs, providing a "security account" in the name of telephone arrears, personal information and credit cards suspected of crimes, and tax rebates for car purchases, and requesting the transfer of funds, are all examples of telecom fraud.
Calls asking for bank card information and verification codes, strange SMS or WeChat’s that ask one to click on unknown links or using the ruse of a "family" accident to ask for first remittance, are fraud.
Those who use "mortgage-free, low-interest" as bait to induce student loans and require payment of "handling fees," "management fees" and "margin" are fraud.
Avoid thought processes that may encourage one to ‘go the easy road’, ‘achieve wealth overnight’ and ‘hoping for money to fall from the sky’.
Do not disclose personal information. One should have a heightened sense of personal information protection awareness. Strengthen your own psychological defense, do not reveal personal identity, mobile phone number, family and parents or relative’s phone, bank account number, verification code and other related information to strangers.
Do not believe the origin of unknown phone calls and mobile phone messages, even if you know their name, address and other personal information of strange phone calls or text messages one should be wary, and verify through other channels. If an acquaintance or friend sent the information, you should still verify, do not give criminals additional opportunities to catch you.
Learn to understand the bank card common sense, ensure the safety of your own bank card funds, never give to a stranger’s remittance, or transfer. A company’s financial personnel, those who often handle money and so on, during the remittance, and transfer, should remember to double check each other's accounts, in order to prevent possible fraud.
Don't click on links sent from unknown SMS, email, and social media, and don't install unknown apps. One can find safe and secure anti-virus applications which will help you effectively identify and intercept untrustworthy phone calls and SMS messages, as well as Trojan viruses.
Do not leave personal information in unfamiliar or informal institutions, do not register online, or fill in personal ID card number, mobile phone number, bank card number and other private information. Online banking accounts, ordinary social account passwords should be differentiated, and passwords regularly changed, beware of information leakage.
Don't add social media accounts of strangers. Use social software with extreme caution, and be vigilant when adding friends with unfamiliar accounts online. Don't give out your personal information to strangers.
Report the crime promptly. In case of being deceived, you can directly dial 110 to report the crime to the Public Security Bureau. Please bring the phone number, SMS message content, network address, bank account number and card number when you call the police, in order to aid the Public Security Bureau in carrying out the investigation and solving the case.
电话：0351-7011934 传真：0351-7010872 地址：山西省太原市坞城路92号 邮编：030006